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“George Soros is a moron”, screamed the headlines of the newspaper I was reading over breakfast sitting in Kuala Lumpur somewhere in mid-1997. This is the first time I had heard his name. The statement was made by the then Prime Minister of Malaysia, Dr. Mohamad Mahathir. That got my curiosity. A Prime Minister’s words […]

Women entrepreneurs must remember that The objective of running a business is not to generate sales but to generate profit. Unfortunately too many people focus completely on the ‘top line’, often times leading to disastrous results – the top line of the organisation is going up and the bottom line is coming down. The entire

Why is leveraging frowned upon? Leverage is a positive word. It is derived from an engineering term called ‘lever’. Its function is to provide magnification. Colloquially, in a financial context, leverage merely refers to using borrowed funds to finance operations. Financial leverage helps in accelerating profit. Leverage is derived from an engineering term called lever.

Not many are aware that financial mismanagement is responsible for most business failures the world over. Perhaps as high as nine out of 10 businesses that fail, fail not because they had an inferior product, nor because their marketing was inefficient and also not due to labour problems, but because of bad financial management. And

There is a crying need for organisations to be financially intelligent. For sustainable growth financial intelligence must percolate across all levels within the organisation. It is an established fact that financial mis-management is the single biggest cause of business failures the world over.   Let me today dwell upon why this happens and how to

Non-finance persons often wonder, “What is there to understand about profit?” One must know how to make and how to sell. Profit is the result. I am not at all underestimating the importance of the ability to make and sell. If you don’t know how to make and sell you can never make profit.  But

The investment portfolio of an individual to a large extent depends on the individual’s risk appetite. The more risk-averse would prefer to invest in bank fixed deposits, post office schemes and government bonds and those not-so-averse would delve into equities. There are others who will choose the middle path and opt for investing in mutual

There is a perception that learning to make Balance Sheets and Profit and Loss Statements can be very complicated and needs years of training and practice. To a certain extent that is correct.  But I have a simpler way by which in two to three minutes I can teach you how to make these statements.

In India, startups have become the new trend, the dream of most engineering & business management graduates, and even of many drop-outs.  Year 2015 saw several being set up every day in every conceivable field.  2016, however, has witnessed a reverse trend. Not only there has been a fall in the number of new startups

Let me ask you one question in three different ways: I. What business are the following companies in?     a.Tata Motors     b.Infosys    c. Hilton